The Bogleheads’ Guide to Retirement Planning (E-Book) von Taylor Larimore

Foreword byJohn c. Bogle xiii

Preface xix

Acknowledgments xxix

Part I The Basics

Chapter 1 The Retirement Planning Process bythomas l. Romens 3

Chapter 2 Understanding Taxes ByNorman S. Janoff 21

Part II Savings Accounts and Retirement Plans

Chapter 3 Individual Taxable Savings Accounts ByDan Kohn 35

Chapter 4 Individual Retirement Arrangements ByJim Dahle 47

Chapter 5 Defined Benefit Employer Retirement Account ByThe Finance Buff 61

Chapter 6 Defined Contribution Plans By Dan Kohn 77

Chapter 7 Single-Premium Immediate Annuities By Dan Smith 91

Part III Managing Your Retirement Accounts

Chapter 8 Basic Investing Principles ByBob Davis 119

Chapter 9 Investing For Retirement ByDavid Grabiner andAlex Frakt 135

Chapter 10 Funding Your Retirement Accounts ByDavid Grabiner andIan Forsythe 151

Part IV The Retirement Payoff

Chapter 11 Understanding Social Security ByDick Schreitmueller 169

Chapter 12 Withdrawal Strategies ByCarol Tomkovich 187

Chapter 13 Early Retirement ByJeff Mccomas 201

Part V Protecting Your Assets

Chapter 14 Income Replacement ByLee E. Marshall 221

Chapter 15 Health Insurance By Lee E. Marshall 239

Chapter 16 Essentials of Estate Planning ByRobert A. Stermer 255

Chapter 17 Estate and Gift Taxes ByRobert A. STERMER 273

Part VI Finding Good Advice When You Need IT

Chapter 18 Seeking Help From Professionals ByDale C. MALEY andLauren Vignec 285

Chapter 19 Divorce and Other Financial Disasters ByDavid Rankine 303

Chapter 20 Meet the Bogleheads ByTaylor Larimore andMel Lindauer 315

Appendix I: Pearls of Wisdom 327

Appendix II: Recommended Reading 333

Glossary 337

About The Editors 351

Index 355

Whatever your current financial situation, you must continue to strive for a viable retirement plan by finding the most effective ways to save, the best accounts to save in, and the right amount to save, as well as understanding how to insure against setbacks and handle the uncertainties of a shaky economy.

Fortunately, the Bogleheads, a group of like-minded individual investors who follow the general investment and business beliefs of John C. Bogle, are here to help. Filled with valuable advice on a wide range of retirement planning issues, including some pearls of wisdom from Bogle himself,The Bogleheads' Guide to Retirement Planning has everything you need to succeed at this endeavor.

• Explains the different types of savings accounts and retirement plans
• Offers insights on managing and funding your retirement accounts
• Details efficient withdrawal strategies that could help you maintain a comfortable retirement lifestyle
• Addresses essential estate planning and gifting issues

WithThe Bogleheads' Guide to Retirement Planning, you'll discover exactly what it takes to secure your financial future, today.

TAYLOR LARIMORE has been dubbed byMoney magazine as "the Dean of the Vanguard Diehards," and Jack Bogle himself calls Taylor "the King of the Bogleheads." Now eighty-six and retired, Larimore regularly spends several hours a day answering questions for free on the Bogleheads.org forum.

MEL LINDAUER was dubbed "the Prince of the Bogleheads" by Jack Bogle. Together with Taylor Larimore, he initiated and continues to organize the grassroots Bogleheads annual meetings. Lindauer has been quoted in a number of newspapers and magazines and has appeared on CNNfn.

RICHARD A. FERRI, CFA, is a key member of the growing Bogleheads "brain trust" and founder and CEO of the investment firm, Portfolio Solutions, LLC. He is the author of seven books, includingThe ETF Book: All You Need to Know About Exchange-Traded Funds and The Power of Passive Investing, both published by Wiley.

LAURA F. DOGU, called "the Queen of the Bogleheads," participated as an investment panelist during the Bogleheads meetings for the last four years. Dogu is a career Foreign Service Officer with the U.S. Department of State.